Transfer money to anyone, anywhere in Nigeria. Fast, secure, and always available.
Join Ajo groups and watch your savings multiply. Earn more with collective saving power.
Airtime, data, electricity, cable TV — pay all your bills in one place.
Welcome back,
Adaeze
Wallet Balance
₦ 245,800.00
My Ajo
Growing together
₦ 120,000
Your contribution this cycle
₦ 600,000
Estimated payout amount
Pay Bills
Quick Top Up
From daily payments to long-term savings, PayEase handles it all with speed and security.
Instant transfers to any bank account or PayEase wallet. Fast, secure, and reliable.
Airtime, data, electricity, cable TV — all your bills in one place with instant confirmation.
Join or create savings groups. Multiply your savings with the power of collective contribution.
Fund your wallet via bank transfer, card payment, or through any of our growing network of trusted local agents.
PIN & OTP verification, 256-bit encryption, and tiered KYC protection keep your money safe.
Access small, short-term loans based on your transaction history. Currently in early rollout.
No lengthy forms. No branch visits. Get started from your phone in under 2 minutes.
Enter your phone number, verify with OTP, and set your PIN. Done.
Add money via bank transfer, debit card, or visit any PayEase agent near you.
Send money, pay bills, join Ajo groups — enjoy seamless financial freedom.
The same trusted savings model Nigerians have used for generations — now digital, secure, and scalable. Create groups, recruit agents, and earn management fees.
Create & manage multiple groups
Custom cycle rules, contribution amounts, and payout schedules.
Assign agents for collections
Agents collect daily contributions from members in your groups.
Earn management fees
Revenue from every successful group cycle. Build a sustainable business.
Groups
Create & manage
Agents
Recruit & assign
Earnings
Management fees
Secure
PIN & encrypted
We partner with the best security providers in the industry to ensure your funds and data are always protected.
Partner-Bank Secured
Funds held with our CBN-licensed banking partner
NDIC-Insured Funds
Customer deposits are insured by the Nigeria Deposit Insurance Corporation
256-bit Encryption
Military-grade data protection at rest and in transit
Always-On Security
256-bit encrypted
"PayEase changed how I receive payments from customers. The agent network means I can cash out anywhere. Game changer!"
Chidinma O.
Small Business Owner
"The Ajo feature helped me save over ₦500,000 in 6 months. I never thought saving could be this easy and rewarding."
Tunde A.
Ajo Group Member
"I use PayEase for everything — airtime, data, even splitting bills with roommates. The UI is beautiful and it just works."
Amina B.
University Student
Built for every Nigerian community, one agent at a time. Fast, secure, and always available.